Big news for Florida homeowners—the My Safe Florida Home grant program is officially set to relaunch on July 1, and this time, it’s backed by more funding than ever before.
Thanks to a new budget deal in Tallahassee, up to $280 million is being allocated toward the program. That’s a major boost compared to previous years and means more Floridians may have a shot at securing funds to strengthen their homes against hurricanes—and potentially lower their insurance premiums and property taxes in the process.
What Is the My Safe Florida Home Program?
This state-funded initiative offers grants of up to $10,000 to eligible homeowners to help cover the cost of storm-hardening improvements such as:
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Roof replacement or enhancements
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Hurricane straps and tie-downs
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Impact-resistant windows and doors
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Storm shutters
Insurance experts say that compliance matters—to get credit on your insurance or meet program requirements, all improvements must be done correctly and completely. For example, leaving one non-compliant door or window could jeopardize your entire discount or grant eligibility.
Who Gets Priority?
As in past years, the program is expected to prioritize applicants based on age and income, so it’s important to apply early—funding has historically gone fast.
How to Apply
Starting July 1, all applications must be submitted through the official My Safe Florida Home website. Demand is expected to be high, so prepare your documentation and improvement plans in advance if you want to be among the first in line. https://mysafefloridahomeprogram.org/
Should You Apply?
If you're planning any upgrades to your home—whether you're staying put, preparing to sell, or just want to lower your insurance—it makes sense to explore this opportunity. Even basic improvements like adding shutters or reinforcing your roof could not only qualify for grant funding but also make your home more marketable and resilient.
